If you do not pay it back in full by that date, you'll be charged. | Read 3,021-3,021 Reviews out of 3,021Adjusted EBITDA1: decreased 34% to $2. The median cost for a major kitchen remodel was about $40,000 in mid-2021, according to the 2022 Houzz Kitchen Trends Study. A home equity loan, unlike a home equity line of credit (HELOC), has a fixed interest rate, so the borrower's monthly payments stay the same during the term, which can be up to 30 years. The corresponding annual percentage rate (APR) is. Business line of credit rates and fees. See full list on moneykey. Making a Draw. Some fares on MoneyKey's personal loans top 300%, and to can merely get one in Delaware, Idaho, Mississippi, Missouri, Texas, Usp, also Wisconsin. 5101. 50% APR. MoneyKey makes it easy and convenient for people to borrow money. Submit Your Offer Code 2. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. MoneyKey is an authorized servicer of CC Flow. . CC Flow maintains control over loan. MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Visit Website. Our loan and line of credit products and services have helped thousands of people since 2011. Apply Today to Access Cash as Soon as Tomorrow*. Interest rates also vary by state and credit score but range from around 279% to 399%. If you thought that applying for a line of credit online would be complicated, then you have. Fora Credit is a brand of Propel Holdings Inc. We also service Lines of Credit offered by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. A credit card allows you to borrow money from your credit line and then pay it back by a certain due date. | Read 281-300 Reviews out of 3,156Do you agree with MoneyKey's 4-star rating? Check out what 3,400 people have written so far, and share your own experience. Draw Option: Request draws as needed, from your available credit**. Call Us. | Read 1,081-1,100 Reviews out of 3,343MoneyKey Installment Loans does not charge a loan origination fee. It will also free up your available credit. 'Do you agree with MoneyKey's 4-star rating? Check out what 3,020 people have written so far, and share your own experience. Applying for multiple lines of credit within a short period can signal to lenders that you're a high-risk borrower. | Read 3,141-3,148 Reviews out of 3,148Some rates over MoneyKey's personal loans upper 300%, and you can only get one into Delaware, Idaho, Mississippi, Misssouri, Trex, Lake, and Wa. 60 each for a total of $6,175. Making a Draw. EST or Saturday and Sunday between 10 a. Do you agree with MoneyKey's 4-star rating? Check out what 3,418 people have written so far, and share your own experience. MoneyKey is a direct online lender that started in 2011 and gives borrowers with lower credit scores access to short-term personal loans and lines of credit up to $2,500. . (Verified 08/04/2023) Number of Reviews. The amount of credit varies by state, and it ranges from $200 to $1,475. MoneyKey CC Flow Line of Credit is a financial product that offers flexibility, but it also comes with its own set of pros and cons. $50,000 max line amount for medical residents and fellows. 'OppLoans has been sued by the District of Columbia Attorney General for engaging in a rent-a-bank scheme and agreed to pay $2 million and stop evading DC’s usury laws. $1,455. Thank you available responding to consumer inquiries so quick. MoneyKey offers online loans in the form of Installment Loans and Lines of Credit. There could even be an expiration date on your offer, but it doesn’t mean you should let yourself get pressured into acting fast. If approved, you can have money deposited into your bank account the same business day*. MoneyKey. MoneyKey. MoneyKey line of credit approval is fast and you can close your account at any time, as long as you have repaid any outstanding balance. GreenDayOnline. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. NetCredit offers open-end lines of credit up to $4,500 featuring fast, flexible access to funds. Lost or Stolen Card. The. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through. According to Mobiloans, making minimum payments on a $200 balance would take 13 billing cycles to pay off, and you’d rack up $230 in fees alone. For MoneyKey, the credit limit ranges from $200 to $2,500, depending on your state and certain qualification criteria. and 9:30 a. If approved, your credit limit will range between $500 and $3,500. Borrowers generally enjoy a instant decision and can receive funds in their accounts by the next business day*. Some rate on MoneyKey's personal credits tops 300%, real you can must get on in Delaware, Idaho, Mississippi, Missouri, Texas, Utah, and Wisconsin. MoneyKey Line of Credit is MOSTLY RECOMMENDED based on 5 reviews. And also being an internet loan provider and credit service carrier, we additionally work the CC stream credit line supplied by CC movement, a division of money area lender. Some rates on MoneyKey's personal loan top 300%, and you can available get one in Deliaware, Idaho, Mississippi, Missouri, Texas, Utah, and Wisconsin. Trusted by thousands of people like you. Be a US citizen or permanent resident. Oct 16, 202025 Reviews 17 Reviews 2 Reviews MoneyKey Line of Credit Review MoneyKey Line of Credit is offered through MoneKey, a direct lender founded in 2011 and based in Wilmington, DE. 2) million in Q4 2021, and decreased by 11% to. These online loans range from $200 to $3,500 and are fast and easy to apply for! Here at MoneyKey, we encourage borrowers to pay off their line of credit in full at each pay cycle. In line with its formal webpages, it’s created away from Wilmington, De-. 00% - 179. 866. The minimum age to be eligible is 18 or the state minimum, whichever is higher. 4 out of 5 Eligibility 3. With a CC Flow Line of Credit in Minnesota, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Paying off your debt on time is good for your credit score and reduces the cost of your loan. Repayment: Interest-only payments until 24 months after you leave school. 1-866-255-1668. MoneyKey is an authorized servicer of CC Flow. How much will my Line of Credit cost in Missouri? Your MoneyKey Line of Credit accrues daily interest at a rate of 0. The CC Flow Line of Credit is provided by CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. 1 that's on the web of a lot states MoneyKey capability Today, theres you don’t must make a. MoneyKey offers payday advances to California residents just. 01Apply. Dive to. Probably the most similar to Elastic loans, MoneyKey also allows you to set up a line of credit online. With the Brigit mobile app, you can link a checking account that receives regular direct deposit paychecks and receive up to $250 in payday advance funds at no charge to you. | Read 1,001-1,020 Reviews out of 3,581With Line of Credit loans, if approved, you can withdraw funds at any time from your available credit**. The CC Flow Line of Credit is provided by CC Flow, a division of Capital. Quick access to funds: With a personal line of credit, you can borrow money anytime during your draw period. For international call 614. Within 24 hours, I was approved and able. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. Loan companies like OppLoans, RiseCredit, NetCredit, FigLoans offer lower APRs than payday lenders, and some don’t check your credit score. Personal loans generally have a fixed interest rate, which means the monthly payment stays the same over the course of the loan. This can add up quickly. If approved, you can have money deposited into your bank account the same business day*. With a CC Flow Line of Credit in Indiana, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Jump to. MoneyKey is an authorized servicer of CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Name of funding. MoneyKey. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. You can pay back the money you owe at any time. A line of credit from MyMoneyChest. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. After we review your application, we’ll let you know if you’re approved and how much you may qualify for. Do you agree with MoneyKey's 4-star rating? Check out what 3,742 people have written so far, and share your own experience. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. MoneyKey is an authorized servicer of CC Flow. 10:00 am – 6:00 pm ET. 45. Installment Loans and Lines of Credit are available through MoneyKey. We. When I applied for the line of credit, I was so sure things would not go my way. 1000 N West St Ste 1200. Thank you for responding to consumer requests so express. Short-term using the internet loans available through the MoneyKey website offer Installment Loans and/or personal lines of credit. PNC Bank : APRs starting at 9. Do you agree with MoneyKey's 4-star rating? Check out what 3,102 people have written so far, and share your own experience. You’ll have the option to just make the minimum payments or pay a higher amount to increase your available funds. SMB Compass: Offers lenient requirements for businesses. And unlike many traditional financial institutions, including storefront lenders, you can apply for a Line of Credit online 24 hours a day. Once a borrower draws against a line of credit, they are responsible for making regular. MoneyKey Reviews Find out what our customers have to say about us. You can call us +1-866-255-1668 or email us at customercare@moneykey. What is the minimum credit score for MoneyKey? Chevron iconIf you meet the above criteria, you may qualify for a personal loan or line of credit with MoneyKey. If you’re in need of funds, you can withdraw however much money you need from your available credit, as long as your account remains in good standing. You must have an established deposit account with the bank in order to apply, but that prior relationship can get you between 0. Disclaimer: These examples assume a draw is made at the start of a billing cycle, only Minimum Payments are made and no additional draws are requested on. customercare@moneykey. CC Flow maintains control over loan. Start a Review. Wilmington, DE 19801-1058. Student Line of Credit. “ NBFI ” means non-bank financial institution. 2) million in Q4 2021, and decreased by 11% to. com is convenient, easy and fast. 876 reviews for MoneyKey, 4. GreenDayOnline. It has a global traffic rank of #306,937 in the world. So, why would you submit a request for this Minnesota Line of Credit? Well, for starters, it. com. MoneyKey is an authorized servicer of CC Flow. At this point, you’ll be nearly ready to accept an offer for an online line of credit, but it’s not the time to get complacent. 6 out of 5 APRWe’re here to help. Whether you need to update your kitchen or fix a leaky roof, a home improvement or repair project probably won’t be cheap. PNC. There are two types of Lines of Credit offered through the MoneyKey website: The MoneyKey Line of Credit, available in Kansas. Moneykey payday loan. MoneyKey loans are proven with no credit check. You can also avoid late payments by requesting alerts to notify you in advance of due payment. MoneyKey Line of Credit is ALMOST RECOMMENDED ground on 5 reviews. MoneyKey is an authorized servicer of CC Flow. MoneyKey provides this product to residents of Kansas, Missouri and Tennessee. With the Brigit mobile app, you can link a checking account that receives regular direct deposit paychecks and receive up to $250 in payday advance funds at no charge to you. Community Rating. An font in the shape of adenine person's director furthermore shoulders. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Missing a payment can seriously damage your credit, but MoneyKey Installment Loans will not charge additional fees if you miss. The online application process is quick and straightforward, allowing you to apply for a loan or line of credit from the comfort of your own home. m. Average of 43 Customer Reviews. 417. MoneyKey is an authorized servicer of CC Flow. The flexibility to. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. 8. SpeedyCash. A line of credit is a preset amount of money that a financial institution like a bank or credit union has agreed to lend you. Lines of credit can be “secured” or “unsecured”: A secured line of credit requires you to put up collateral in order for the lender to approve your application. Select an Offer. | Read 2,221-2,240 Reviews out of 3,376Do you agree with MoneyKey's 4-star rating? Check out what 3,086 people have written so far, and share your own experience. All the best is about us. Making a Draw. Credit Limit. 19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments. TrustScore 4. $85. MoneyKey is an authorized servicer of CC Flow. If you’re in need of funds, you can withdraw however much money you need from your available credit, as long as your account remains in good standing. 6 Credit lines; 7 Payday advances; step 1. A Line of Credit provides flexibility and quick access to funds in an emergency. Cash Advance requests after 9:30 a. MoneyKey is a reliable, state-licensed direct lender for online installment loans in Missouri. I sent in two different direct deposit forms and still had to do a three way call with the bank. Mostly recommended. If you’re looking to apply for personal loans, MoneyKey offers loans online in the form of Installment Loans and Lines of Credit. With a CC Flow Line of Credit in Louisiana, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Jump to. Flowcc, We provide information services at the highest quality level. No late fees. If you have an active line of credit, you can request a Cash Advance at any time as long as your Account is current and you have Available Credit. “. MoneyKey is a legit lender with an easy online application, quick. I called customer service and it only took 5 minutes to get my approval and the loan request sent under review to the bank. Towards the Texas, MoneyKey arranges and you may possibilities debts since an effective credit Access to team. Company Overview How It Works Loan Terms Qualifying Credit Score Online Features Personal Loan 2. Instant cash or 24-hour loans are available for borrowers with bad credit. The Military Lending Act (32 C. After all, it’s hard to fix a problem when you don’t fully understand what the problem is. The. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. With this straightforward process, the terms will be clearly laid out in your credit agreement. With a CC Flow Line of Credit in Alaska, you may be able to qualify for a personal line of credit with a credit limit between $500 to $2,500. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. m. Depending on eligibility and payment history over time, your credit limit may increase up to $3,500 †. With a Truist physician line of credit, interns, residents, and fellows can have easy, low-cost access to cash to help them focus on what matters most. You can use as little or as much of the funds as you like, up to a specified maximum. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. MoneyKey packages online short term loans and lines of credit with more repayment options in 10 states. Not Listed. Some rates on MoneyKey's personal loans top 300%, and you can one gets one are Dilawar, Idaho, Mississippi, Missouli, Texas, Burlap, and Wisconsin. Cash Equivalent fee: 4% of each cash. a personal line of credit is an unbarred-concluded home loan that offers your most of the benefits of the product quality funding; however,, you’ve gotten command over funds activity and you may lso are percentage alternatives. Cons:Do you agree with MoneyKey's 4-star rating? Check out what 3,025 people have written so far, and share your own experience. Apply Now or call us at 1-866-255-1668 for more information. Truist: Best for range of repayment terms. MoneyKey offers online loans in the form of Installment Loans and Lines of Credit. 8. Here are some of the key details of a CC Flow Line of Credit. MoneyKey notes that its. Apply online and get cash in 24 hours. The CC Flow Line of Credit is provided by CC Flow. Main content; Search; Account; The word "Insider". | Read 3,481-3,482 Reviews out of 3,482MoneyKey are an initial lender that is online numerous claims. Submitting a request for this Montana Line of Credit is fast and the application process is easy to navigate. m. MoneyKey is an authorized servicer of CC Flow. There are two types of Lines of Credit offered through the MoneyKey website: Ocean Infinity - Marine Robotics. Main content; Search;. This won't affect your credit score. MoneyKey is an authorized servicer of CC Flow. Proof of assets. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Processing Speed. Several rates set MoneyKey's private loans summit 300%, and thou can one get one in Deliaware, Idaho, Mississippi, Missouri, Trex, Utah, and Wales. To apply for a line of credit you will complete an online application, choose your credit limit (from $200 to $2,500), and then if approved you can begin withdrawing money as needed. They offer lines of credit anywhere from $500 to a maximum of $3,500. 20. Line of Credit Amount in. CT, you'll typically receive your money the same business day. At this point, you’ll be nearly ready to accept an offer for an online line of credit, but it’s not the time to get complacent. A good payment history over time may increase your credit limit†. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit. $1,470. The credit limit is the amount of cash that you can access on your MoneyKey online Line of Credit. Q. MoneyKey makes it easy and convenient for people to borrow money. (3) This lender offers short-term installment loans at very high interest rates. The lowest APR in the range requires a credit score of 800 or greater. Let us help you! Apply Today. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. Line of Credit Get the money you need right now. 8. Updated March 28, 2023. If you do not have a. Insider’s Rating 3/5. For this Line of Credit, credit limit amounts will range between $625 and $1,000. The availability of each product may vary by state. . | Read 301-320 Reviews out of 3,327A line of credit is a flexible loan from a financial institution that consists of a defined amount of money that you can access as needed. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 23 scheduled installments. Mouse click below to look at the sc licenses. The CC Flow Line of Credit is provided by CC Flow. A line of credit from MyMoneyChest. Do you agree with MoneyKey's 4-star rating? Check out what 3,074 people have written so far, and share your own experience. MoneyKey – TX, Inc. There could even be an expiration date on your offer, but it doesn’t mean you should let yourself get pressured into acting fast. Line of Credit Cost. If approved, your credit limit will range between $500 and $2,500, depending on certain criteria. Sample OppLoans/FinWise Bank loan: A $3,000 loan at 160% APR for 12 Months. 8000%. | Read 341-360 Reviews out of 2,973Do you agree with MoneyKey's 4-star rating? Check out what 3,202 people have written so far, and share your own experience. TrustScore 4. According to Mobiloans, making minimum payments on a $200 balance would take 13 billing cycles to pay off, and you’d rack up $230 in fees alone. CT, you'll typically receive your money the same business day. The lowest APR in the range requires a credit score of 800 or greater. Pay off your personal Installment Loan in 11 or 23 scheduled installments, depending on whether you are paid monthly, semi-monthly, bi-weekly or weekly. Choose the Amount – Lines of Credit offered through MoneyKey range from. Main content; Search;. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. CC Flow maintains control over loan. Pros: Rates on this loan are relatively reasonable. Be a resident in the state where our product is offered. 842. How to Apply for a Line of Credit Online. Individual Personal line of credit. The MoneyKey Line of Credit is available in Tennessee and Kansas. You’ll pay interest on the amount you borrow. Pre-Payment Available: Yes. | Read 621-640 Reviews out of 3,695Moneykey sign upDo you agree with MoneyKey's 4-star rating? Check out what 3,158 people have written so far, and share your own experience. Rated 4. EST (Relay assistance available). The MoneyKey Line of Credit is available in Kansas & Tennessee; and The CC Flow Line of Credit is currently available in Alabama, Alaska, Arizona, Arkansas, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Oklahoma, and Wyoming. Consider obtaining among MoneyKey’s quick-identity money on the internet. Cash Advance requests after 9:30 a. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. Some rates on MoneyKey's personal loans top 300%, the you pot only receiving one in Delaware, Idaho, Freshwater, Missouri, Tiles, Utah, and Wisconsin. 50% in interest rate discounts on your credit line. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey. We would like to show you a description here but the site won’t allow us. We strive to provide five-star service to customers and a variety of fast online loans are available through the MoneyKey website. MoneyKey – SC, Inc. Difficult to verify bank account information. Be a US citizen or permanent resident. Complete the Online Form 3. This means the CC Flow Line of Credit is available through MoneyKey and maintenance of your CC Flow Line of Credit account is through MoneyKey. When you are paid each month, you’ll posses 11 planned payments. Have a regular source of income. 50% APR and the margin varied based on credit score. Yes, you may request a credit line increase by phone by calling 1-866-863-8940. MoneyKey is an online lender that offers short-term personal loans to borrowers with lower credit scores at high interest rates. Some rates turn MoneyKey's personal bank top 300%, additionally you can all get one in Delaware, Idaho, Mississippi, Missouri, Texas, Utah, and Wisconsin. A-b was held of the providers get using the top team agency, which have 10 client reviews (fourteen of which had been crappy). The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Highlights. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. 19. MoneyKey is an authorized servicer of CC Flow. d/b/a TAB Bank. Not Listed. 70. Here are some of the key details of a CC Flow Line of Credit. With a CC Flow Line of Credit in Arkansas, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Line of Credit | MoneyKey Get Approved for a Line of Credit of up to $3,500 Today ♦ Apply Now! Existing Customer? Login here! Why choose a CC Flow Line of Credit? Quick application process to get you the money you need♦. In this example, the APR is 291. A home equity line of credit, or HELOC, is a second mortgage that allows you to borrow against some of your home equity. and 8 p. Net Income: decreased by 96% to $ (2. The amount of credit varies by state, and it ranges from $200 to $1,475. On the other hand, a personal loan is a fixed amount of funds usually distributed as a lump sum. A MoneyKey Line of Credit can be used for unexpected expenses that may occur in your day-to-day life. So if you take out a. You can also call during business hours if you need assistance. SunTrust is considered one of the largest banks in the country and offers a wide variety of products in addition to their lines of credit. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through. 5066 (Mon-Fri 8am to 5pm MST), outside of bank hours call 1. Even members can access Instapay at no additional cost, though the company may charge fees for a cash advance loan. Benefits of Online Loans from Direct Lenders. A line of credit is a type of loan that provides borrowers money they can draw from as needed. Check Your Eligibility. With MoneyKey you can apply for a line of credit 24 hours a day. 7 / 5 based on 3,744 reviews. CreditFresh - Line of Credit offers a charge-based product with an annualized rate dependent on how the product is used. You can draw from the line of credit when you need it, up to the maximum amount. MoneyKey is an authorized servicer of CC Flow. Do you agree with MoneyKey's 4-star rating? Check out what 3,137 people have written so far, and share your own experience. With MoneyKey you can apply for a line of credit 24 hours a day. | Read 3,281-3,300 Reviews out of 3,384Any rates on MoneyKey's personal lending summit 300%, and you can only get one in Dealer, Idaho, Missippi, Missouri, Texas, Utah, also Wisconsin. Credit Cards. 1 Not all applications are approved; duration of approval process may vary. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. The CC Flow Line of Credit is available through MoneyKey, an authorized servicer. We understand that taking out a loan is a serious and often daunting task, that’s why we’re here to help you. (866) 255-1668. toggle view toggle menuMoneyKey is an online lender that provides short-term, unsecured loans and lines of credit to underserved consumers. MoneyKey offers lines of credit in Missouri, Kansas, and Tennessee. Here are some of the key details of a CC Flow Line of Credit. MoneyKey is an on-line unsecured money loan company and loan solutions company whom differentiates themselves with excellent customer care. Some rates on MoneyKey's personal loans top 300%, and you can only get one by Delaware, Idaho, Mississippi, Missouri, Texas, Utah, and Wisconsin. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. 5208. You can use our sample letter. Submitting a request for this Line of Credit is easy and the terms will be clearly laid out in your credit agreement. MoneyKey makes it easy for you to get a Line of Credit loan online quickly ♦. For instance, if you get approved for a $3,000 line of credit with Elastic, and you use all $3,000, but then repay $2,000, you now have access to that. m.